Although I haven't really done this yet, I am working on getting in different states with my business. I have grown to $28,000 in premium in the past few weeks I need to be at around $280,000 by the end of the year. however I am going to be working on growing in Las Vegas, along with El Paso Texas, San Francisco, Tuscon, Pheonix, and many many other locations. I am going to be doing an analysis of which of these locations provide the best leads. Las Vegas has taken me so far around 5-6 months to even get anywhere. I was on the third page for 4 or 5 very good key words then I dropped to nothin within a week. I need to get this back to where my top key words are ranking and I feel this blog is a great way to divulge my insurance business in a short amount of time. With most things, things take time. Esspecially things online in Las Vegas. It's not like Kaysville or something. I am however on BING and YAHOO on page 5 which I was on page 2. so I haven't dropped TOOO far. I just need to keep creating. One thing about insurance is you need to make sure that you have an agent that will make sure you are getting all of the discounts available. I specialize in this. Making sure you're getting your discounts available and growing. I want to make sure you're getting the best growth and best opportunity to get the best policy that you can get. I am working to stay with it and never give up. I am really excited to work as an independent broker and build something that has a lot of opportunity for growth and becoming the best agent that I can. One of my favorite discounts are the ones that use telematic devices, mostly through your phone. These discounts are available to those who are able to get an app on their cell phone. How these work is the app will be able to tell the driver's driving habbits. If they are driving too fast or if they are braking too hard. All these habbits are very important to this discount. I feel this is much better than root who basis their driving premium soley on how you drive, if you get one ticket your premiums skye rocket. This isn't fun in most cases it's much more expensive. This discount can be 3% like with Allstate or 10% like with Nationwide it just depends on the company and how much they place an emphasis on this discount. Hope this blog helps Eric Burkholz
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Although you may not understand ANYThing on your insurance policy, there are agents who can help you get an understanding of what your policy coverage does and how you are able to get the most out of your policy. Although you may feel like your learning Portuguese or Chinese, there are agents who understand the language of insurance and who can help you on this path to get the most out of your coverage and specifically fit it to who you are and your needs.
Coverages This section provides specifics into the certain situations in which your policy will have coverage. If you're hit by another driver who has no insurance will you be covered. Liability which is considered damages you cause to other drivers. Physical damage done to a vehicle, boat or other vehicle requires physical damage to that vehicle. Definitions This will be a section on your declarations page that will help you understand your definitions of your policy. For example, uninsured motorist coverage, personal injury protection. Ect. These are terms often not understood which will be very important when you get your policy established. If you have minimum amounts or if you are going to get a little higher premiums or amounts. Pa ruse your policy for information and make sure you have the right amounts. Exclusions This is very important to know your policy's exclusions. For example does my house ensure cover me from an old home's ware a tare? In most cases. No it doesn't. Does my policy cover me for earthquakes? In many cases this is either a separate policy or it's an additional cost on the home insurance. What about water backup? These are some things to look for in your policy to make sure your getting the most coverage. Another example is your roof replacement cost. When setting up a house policy is your roof going to be getting replaced actual cash value minus some percent value. If you don't get roof replacement endorsement on your policy you may get actual cash value minus a fee which can end up costing you a lot more on your roof. Insurance declarations page The policy declarations page – often called the “dec(k) page” – this is basically the first page of the policy deal. This page states who is insured and the time period the policy provides coverage. It also gives some of the general information such as a description of what’s insured, the coverages and primary coverage limits. Another example on the declarations page is will this coverage be given full amount of liability. What is the deductible on my truck insurance policy. What is the Most insurance agents once they have made the sale don't take car of the client' whether that's following up with them after they have promised to do so or just maintaining the relationship. There are certain things that need to be followed in order to maintain that client. First, make sure that the client has a good idea that you are there to help them whether that's small advice, claims or just little tips to maintain lower premiums these are important things that will not just win them over but keep them in your book of business.
Client retention is extremely important if your want you agency to grow and flourish. You need to not only get new clients but make sure that you are getting things right with each client at the beginning so that there aren't any issues down the road. When you establish your relationship get out anything that could cause harm to the customer down the road out in the beginning so that they don't get any surprises, like if they are going to be losing a discount or if at renewal they have an accident drop off and you forget to change that on their policy it they will miss out on savings that they could be getting if you hadn't. I did this with a homeowner once and it backfired. I switched them to a newer policy thinking that they were going to get betters savings and they ended up having to get a new inspection on their home which cost them around $6000. So make sure to maintain your clients the right way. Along with that Auto insurance companies as an independent agent has different discounts with different companies. Nationwide has different discounts on the Smart ride Program than the Plug in discount with Progressive. Each one has different discounts. I still don't know ALL the discounts at the moment. I am just getting basic quotes however I am going to be learning them over a long period of time. I will learn them and make sure that I get them down. Thanks for listening. Eric Burkholz One of the best places to visit has to be Italy. Why? There is so much European history, the Colleseum , the city of Nero, unbelievable places like Venice. It's amazing. The sanitation isn't quite up to par with what I have seen however, It's quite the location and really amazing place to go.
I really would love to be there a couplet times in my life. The other place I would recommend everyone visits at least once in their life is Hawaii . It's truly a traveler's paradise. There are other places that could be considered more beautiful in terms of location and water color and sunsets, however Hawaii is so classic and iconic that it doesn't seem to come close. Some of the best car insurance for liability, coverage and overall completeness in it's scope is the Burkholz Insurance Agency in Las Vegas NV . They have car insurance quotes that are much cheaper than your average rate and they are able to provide you with rental reimbursement, transportation expense and keep costs low even if you have an SR22 or a DUI . They have carriers like Progressive, Geico and other companies that really keep the costs low for their customers. When looking for commercial truck insurance, you need to know you're with an company and an agent that is going to take care of you needs. Truck insurance is extremely expensive and are increasingly more expensive so it's important to find the best coverage and price.
The Burkholz Insurance Agency is a trucking insurance company that specializes in providing commercial owner operator truck insurance at the cheapest prices. We have companies like Progressive and Home State who are the best commercial truck insurance companies in the country. We provide cargo, commodities and A+ rating and more commercial truck insurance in the nation. We specialize in commercial truck insurance and get you the coverage and premiums you need with our multiple carriers. Whether you pull cargo, are a tow truck or a semi, we insure all types of trucks in all 48 states. With your Motor Carrier Permit, CA Number and Commercial Trucking Licensing and Insurance at an all time high with so much online purchases, hauling stock and cargo, the Burkholz Insurance Agency is able to get a specialized quote to fit your commercial trucking insurance needs. Why choose the Burkholz Insurance Agency on your commercial insurance agency. With lots of experience in the truck equipment and Los Angeles' trucking insurance rates. Burkholz Insurance Agency will provide you with the right quote with the right price for you specific needs. Your cargo in many cases can be more than $300,000+ of merchandise. Your' truck is likely more than $150,000 and you need general freight coverage with a carrier that specializes in cargo for freight and general cargo truckers insurance. We specialize in general cargo insurance for truckers in the state of CA. Whether you need to provide proof of insurance with the FMCA, we can get you the coverage you need to show proof of coverage straight from our carriers. They do not allow you to pass the hand from us to you to the FMCA, we need to directly provide them with our proof of coverage in order for them to allow you independent driving authority. You will need Your cargo in many cases can be more than $300,000+ of merchandise. Your' truck is likely more than $150,000 and you need general freight coverage with a carrier that specializes in cargo for freight and general cargo truckers insurance. We specialize in general cargo insurance for truckers in the state of CA. Whether you need to provide proof of insurance with the FMCA, we can get you the coverage you need to show proof of coverage straight from our carriers. They do not allow you to pass the hand from us to you to the FMCA, we need to directly provide them with our proof of coverage in order for them to allow you independent driving authority. You will need Independent VS CaptiveTop tips to better insurance coverage.
When choosing an agent, the majority of individuals are choosing an independent agentthese days because of the freedom to switch between companies. Many times retention is 100% because if a customer doesn't find what they're looking for at one carrier they will at another and so on and so on. Many captive agents don't have the advantage of informing their clients that they can switch them or keep them within a certain agency just with a different company with different packages and products. It gives the independent agency somewhat of anadvantage because when the captive agency can't write certain policies, like mobile homes for example one company specializes in mobile homes while the other company specializes in specialty auto for example, it broadens the horizons of the hope and excitement for the insurance industry. As an agent learns more about his company products is able to broaden his customer base as well. An agent that has only done auto and only done home when he finds another company that has boat products and ATV's ect it makes his life a whole lot easier. Really great to have that knowledge knowing he's able to switch between certain carriers. Another advantage of an independent agency is there are no life insurance quotas that he needs to hit. My dad who is a captive agent for Allstate and has been for many years has to hit a certain amount of points to hit his numbers and isn't allowed to go out of the state due to his captive appointment with Allstate. Where I am able to branch to Colorado, Nevada, California, Arizona as well as Utah. In those 5 states alone I could build an empire. There are so many opportunities to grow and become an insurance empire. I recommend when looking for insurance to go with an independent agent. They have more freedom and more opportunity to transfer your premium as well as the commissions in most cases are in stead of 10% are 15% percent usually. Just some thoughts. The Burkholz Insurance Agency is an insurance brokerage that specializes in car, home, specialty lines, commercial lines truckers insurance and commercial property lines for the people of Las Vegas, Nevada.
I started the Burkholz Insurance Agency with the hope to provide high end yet cheap car insurance quotes for the people in Las Vegas. Our car insurance quotes are the cheapest rates in the city because we have a multitude of known brands to work from. We are the best in Las Vegas and guarantee we have access to the best companies for our customer's auto insurance needs. Come to the Burkholz Insurance Agency and we will be sure to find you many of the highest in quality and coverage for your Las Vegas car insurance at reasonable pricing. We provide high quality car insurance in Las Vegas Nevada for all types of customers. You could have issues with SR22 with a revoked license, you could have a DUI or are not a citizen. Whatever your situation we have a company that will fit your needs. With hundreds of insurance corporations in the state of Nevada one stands out above the rest to handle your car insurance needs, the Burkholz Insurance Agency. Compare Auto Insurance in Las VegasMonday, January 14 2019 By QuoteWizard
Las Vegas, Nevada is an entertainment capital, with more five diamond hotels than any other city. Sin City is one of the most popular tourist stops in the world. With limited transportation, locals and tourists alike share the roads. Whether you’re a Vegas native or just visiting, you’ll need affordable car insurance rates. Average Las Vegas Car Insurance RatesHow much is car insurance in Las Vegas, NV? Insurance premiums in Las Vegas have seen big increases in recent years. If you've seen big premium increases you can thank the vehicle theft rate and poor credit ratings. You can also thank the high frequency of accidents for making insurance rates much higher here than the national average. The average cost of car insurance in Las Vegas is $1,569.67 a year for men and $1,681.28 for women. The average cost of auto insurance in Nevada is $985.39 per year. The national average cost is $889.01. Prices may vary depending on your driving record and the number of claims filed in your zip code. With the new Food Safety Modernization Act made by The Food and Drug Administration which regulates transporters of food to ensure a safe delivery there are practices that need to be followed for all drivers to prevent drivers from causing a problem down the road.
Some rules like shippers have to guarantee vehicles and their equipment are in a safe and sanitary condition as well as specific temperature and pre-cooling requirements must be followed for all carriers at certain temperatures in or for the loaders to get the most out of their items. Some bulk items must have, follow and keep specific standards like not allowing open containers inside the truck or freight. In order to maintain such regulations the FDA have a number of technological tools that help the driver keep things handy.
This among other training and procedures will help this process if followed to maintain the high standards that the FDA is looking for in CDL freight and food drivers. With complyance to these rules and with certain obedience there are certain benefits to this, for one keeping your job, number two you will be providing high quality goods to those who are going to be getting this food and enjoying their benefits. Pros
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August 2019
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